Ethical investment advice in the UK :: The GÆIA Partnership
Independent Financial Adviser firm specialising in ethical investment, as well as environmental , Mulching and socially responsible investments. UK
Want to Buy an ISA Maybe you don t need independent advice , Lawn Sods - Instant Lawn but just want to buy an ethical ISA. Go straight to our shop and do it yourself. , Soil Substitutes for Sowing Seed ...
Ecologic Investor
Registered investment advisor in New York. Information, news, and discussion of investing. United States.
Darron R. Stover, Financial Planning Services
Financial planner and investment advisory representative with specialty in socially responsible investing. North Carolina, USA.
At the top - you ll find a link to my Socially Responsible Investing page. I am registered to conduct securities , Crop Rotation business in NC - CA - GA - FL and to dispense investment advice , Stony Soil in NC only. I can help individuals with all types of investments - including stocks - bonds - mutual funds - variable annuity products , Permaculture Layers - fixed incomes securities , Bonsai Propagation - stable dollar securities , Landscaping on sloping Ground - real estate investment trusts REIT - life insurance - options - etc. I specialize in managing assets for individuals - business owners and companies that want to make sure their invested dollars are not in conflict with their progressive values. I am very experienced with corporate and individual retirement plans , Propagating by Cuttings - including 401 k - Profit Sharing - Pension - 403 b Non-Qualified Deferred Compensation plans , Clay Soil - How to Improve Clay Soil - SIMPLE IRA s - SEP IRA s - Traditional IRA s Roth IRA s. Click on the Financial Planning link to learn more about my business. On this site - you can also learn about the community and charitable activities that I participate in my personal life....
Capital Evolution - Leading Sustainable Investments
Capital Evolution - Leading Sustainable Investments
Tel: 27 21 702 1290 Fax: 27 21 702 1483 e-mail: info@inspiredevolution.co.za 1st Floor , Noxious Weeds of Australia - Amdec House , Bamboo Floors - Silverwood Close - Steenberg Office Park - Tokai 7945 - Cape Town - South Africa. PostNet Suite 136 - Private Bag X26 - Tokai 7966 - Cape Town - South Africa...
http://www.madelinemoore.com
Madeline Moore
Madeline Moore - a CERTIFIED FINANCIAL PLANNER professional with over thirty-five years of experience as an educator - non-profit fundraiser - financial planner - investment manager - and community activist - assists clients in breaking down the mystique that accompanies financial services and investment management. Her goal is to empower her clients to reach their goals....
Lone Star Christian Financial Services
Lone Star Christian Financial Services
First and foremost we are not just Christians - 80 of Americans say that See Matt 7:13-14 80 is not few We are Biblically Based investment consultants - which means that we use the highest standard of principles known to man the Holy Bible Be ye not unequally yoked together with unbelievers for what fellowship hath righteousness with unrighteousness And what communion hath light , How to Use a Dibble with darkness 2 Cor. 6:14 Our goal is to provide concerned Christian investors with a selection of screened investments without sacrificing potential for earning competitive returns. We use a screening tool , Pruning Newly Planted Roses for corporations that support or perform abortions - or non- marital lifestyles companies that produce or distribute pornography - anti-family entertainment - alcohol - tobacco - or gambling. And do not participate in the unfruitful deeds of darkness - but instead even expose them Eph. 5:11 We intend to expose them...
Private Medical,Private Hospital Insurance, Income Protection, Mortgage Payment Cover, MPPI,
We are at the cutting edge of our industry, specialising in holistic financial planning, covering mortgages, insurances, pensions, taxation, as well as investments. We work with other professionals, such as solicitors, accountants, and stockbrokers to pro
You can compare and purchase securely online , Tomato Catepillar or receive full financial advice , Planters for Houseplants on more complex requirements. All our offers have been carefully selected from the most reputable providers and partners. We are also an Ethical Financial Adviser firm - as well as an Independent UK and Overseas Mortgage Broker.....
SAM Sustainable Asset Management
Sustainable Asset Management is an independent asset management company headquartered in Zurich. SAM advises private and institutional clients on investing their assets successfully in line with sustainable criteria. SAM acts as investment advisor to Sust
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Social Investment Advisers - Independent Mortgage & Protection Advice in England, Scotland, Ireland and Wales
Offers socially responsible and ethical investment advice , Sowing Seeds in Pots throughout the U.K
Our objective is to provide you with valuable advice , Growing Avocados from Stones by searching the whole market for the most suitable mortgage that matches your requirements....
Socially Responsible Investing
Is our relationship to money driven by numbers, and/or our values? Financial health is a process that begins with awareness and results in a sustainable, realistic finanical plan. , Fungi - Fungus Diseases
socially responsible investing - ethical investing - sri - canada
Provides services, information, and links to SRI resources in Canada.
These are examples of where corporations have attempted to act like Plato s Gyges - got found out - and had a hefty bill to pay in terms of fines - loss of revenue - and loss of reputation. Men may believe in their hearts that injustice is more profitable than justice - but when justice finally catches up - ooh what a price to pay I don t think that the hearts of men have changed one bit since Plato s time. There have always been those who are incorruptible - those who are motivated by an insatiable thirst for greed and power , The Woolly Aphid - and the majority who are somewhere in between. I would wager that we are no better nor worse than society back then. It s just harder to be invisible. There is one thing that has changed - we certainly are economically better off than most people were 2 - 000 years ago. Being economically better off - we are afforded the luxury of expanding in different directions. It s at this time that I would like to introduce Dr. Abraham Maslow who is no stranger to students of psychology. Dr. Abraham Maslow 1908-1970 was a well-known psychologist - professor - and author whose research into the field of human motivation led to what is known as Maslow s Hierarchy of Needs . Many consider him to be the founder of modern humanistic psychology.Maslow s Hierarchy of Needs: 1 Physiological: hunger - thirst - bodily comforts - etc. 2 Safety/security: out of danger 3 Belonginess and Love: affiliate with others - be accepted and 4 Esteem: to achieve - be competent - gain approval and recognition. These needs can be summarized into two categories: 1 deficiency needs - and 2 growth , Growing Herbs needs. Essentially - according to Maslow - it is only when our deficiency needs are satisfied - that we can then begin to look at our growth , Sowing Seed in Cold Frames needs. For many of us - a comfortable retirement means firstly - looking after ourselves physically - and having enough money set aside so that we won t starve - freeze - or have to live off the general public. This is very important and has to be addressed by each and every one of us. As for items 3 and 4 on Maslow s hierarchy of needs - I m not sure that money can buy you love and acceptance - but I m convinced that the lack of money might cause some misery. Investing means giving up current consumption for supposedly greater future consumption. We hope that by putting aside some money that might otherwise go into creature comforts today - we might just be in a position to look after ourselves at a later point in life. As investors we find ourselves in a dilemma. As children we were told that the good guy always wins. As adults - we have seen too many cases where the opposite was true. Our experience tells us that Glaucon is right - injustice is more profitable than justice . For many years - the most profitable corporations were the ones that acted like Plato s Gyges. On the other hand - this little thing inside , Ferns us called a conscience starts to itch. You tie up your runners to go for your morning jog and you can t help wondering what tiny little hands - so much like your own children s - may have stitched these shoes together. Or you think about Uncle Joe - who tried so hard all of his life to quit smoking and who died of respiratory problems. Then you open up your mutual fund financial statements - only to see that companies involved in child labour , Sowing Seed in Cold Frames - the tobacco industry - the arms trade - etc. - all figure predominantly in the top ten fund holdings. What do you do Well the good news is that it is getting harder and harder for corporations to act irresponsibly with regards to the environment , The Woolly Aphid - working conditions and other areas of social concern. The corporate ring of invisibility doesn t work any more. Corporate directors are being hauled into court and in some cases thrown in jail for things that they could have gotten away with 30 years ago. Many investors want to look after their physical - security , Great Potted Plant Ideas - safety , Interior Design - Talking Colour and comfort needs but not at the expense of the environment , Clay Soil - How to Improve Clay Soil or as the result of child labour. , Plant Reproduction and Propagation They have made a conscious decision to avoid investing in companies that sell firearms - tobacco - alcohol - promote gambling - have a poor environmental , Home Improvement - Windows record - unsafe working conditions or make use of child labour. , Flowering Plants for Autumn / Winter Is it possible to invest in mutual funds that avoid these industries and still have a decent return on investment Let s look at some examples. Before I do that - I have to add that there are not a lot of mutual fund companies that use socially responsible investing as a criteria for selection in their funds in Canada. Unfortunately we do not have many examples to choose from. In fact - I believe that there is only one fund family in Canada that uses such criteria for all of their funds. The Ethical Funds family of funds is one such example. If we look at their North American fund - like many funds - as at December 31st - 2000 - it is down 19.39 from where it was 12 months ago. Despite this - the 3year return is 14.99 - the 5year return is 21.19 - and the 10 year return is 17.14 . This fund has out-performed the S P 500 composite index over several reporting periods. Wouldn t you agree that a 17.14 return goes a long way towards satisfying Maslow s deficiency needs There is an RRSP eligible version of this fund as well. Many investors are not so much concerned about fantastic returns as they are about preservation of capital. The Ethical Growth , Propagating by Layering Fund has 1 - 3 - 5 - and 10 year returns that do not out-perform the TSE 300 composite index. However over the last 6 months - when the TSE dropped 11.88 - this fund only dropped 2.92 . It has still has a five year return of 10.14 and a beta measure of risk that is almost half that of the TSE. In all fairness to other Canadian Mutual Fund companies - there are many funds where socially responsible investing isn t necessarily the focus the fund - but where the fund manager simply doesn t invest in companies with poor social and environmental , Preparing Your New Garden records. Some fund companies have one or more socially responsible funds in their fund family. In this group you will find funds that have done very well proving that you don t have to sacrifice your ideals to get a decent return....
The Camejo Group
The Camejo Group specializes in Environmental , Planters for Houseplants and Socially Responsible Investing for individual investors concerned with preservation of principle, market returns, and promoting a sustainable economy. , Australian Bushland Gardening
The Ethical Investment Association : Contact ethical financial advisers in the UK
The Ethical Investment Association Contact ethical financial advisers in the UK
Members are committed to increasing access to advice , Hydroponic Systems - Aggregate Culture in all areas of ethical and socially responsible investment - and to increasing and improving their own professional knowledge....

